Personalized Protection, Backed by Experience
With over 20 years of experience, DERAY Life & Annuity provides clear, personalized life insurance and annuity solutions for families and businesses. We help you understand your options, make confident decisions, and protect what matters most — no pressure, just honest guidance. From traditional life insurance and annuities to tailored strategies for complex situations, we focus on your unique needs and long-term security. Get expert support every step of the way.
About
DERAY Life & Annuity helps individuals, families, and businesses protect their future with tailored life insurance and annuity solutions. With over 20 years of experience, we focus on financial security, peace of mind, and long-term planning — guiding you with personalized support every step of the way.
Our client-first approach simplifies complex choices, giving you clear options that fit your goals. Whether you’re planning for retirement, protecting loved ones, or building a lasting financial legacy, DERAY Life & Annuity provides trusted guidance to help you make confident decisions.
Get started today and discover how personalized life and annuity solutions can protect what matters most.
Our Services
What We Offer
Explore our life insurance and annuity options designed to help you protect what matters most. Whether you’re securing your family’s future or planning for long-term stability, we provide clear guidance to help you make the right choice.
Life Insurance
Protecting loved ones. Safeguarding businesses. Whether for family security, key employee coverage, or succession planning, we provide clear guidance to help you choose the right policy.
Annuities
Annuities can provide stability not only for retirement income but also for long-term financial planning. We make it simple to understand your choices and find solutions that support both personal and business goals.
Did You Know?
Approximately 42% of American adults report needing more life insurance or lacking sufficient coverage
Life insurance isn’t just for families — it can also safeguard businesses, including protecting key employees, funding buy-sell agreements, and supporting business continuity.
Annuities offer guaranteed income streams, helping individuals and business owners manage financial stability and plan for the future.
Have a question or need guidance? Fill out this quick form, and we’ll help you explore life insurance or annuity solutions that fit your needs. Prefer more details? You can also use our full forms for tailored quotes.
Or Use Our More Detail Long Form
